Mortgage Lender Ron Pippin Reveals Mortgage Myths and Truths for First-Time Home Buyers on Influencers Radio

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Mortgage Lender Ron Pippin Reveals Mortgage Myths and Truths for First-Time Home Buyers on Influencers Radio

December 07
17:21 2021
Mortgage Lender Ron Pippin was the featured guest on Influencers Radio with Jack Mize.

Buying a house can be a stressful and confusing process – especially for a first time home buyer who is trying to understand the down payment, credit, and income requirements to qualify for a mortgage.

On a recent episode of Influencers Radio with Jack Mize, Mortgage Lender Ron Pippin discussed the common myths, misconceptions, and financing mistakes facing first-time home buyers.

During the interview, Pippin revealed one of the most common misconceptions about home financing that make qualified buyers feel homeownership is out of their reach, saying, “A lot of people think that you need 20% down or more to buy a home. And in today’s environment, that’s really tough to come up with 20% on a home. It’s a significant amount, and a lot of people just don’t have that. There are programs that allow people to buy a home with much less. In fact, sometimes with zero down allows them to become a homeowner …There are specific government programs … if you’re a veteran, a VA home loan requires no money down. If you live in a rural area, there’s a USDA program that requires no money down. But then what’s less known are some of the government grants and down payment assistance programs that are available and also require very little or no money down.  Many states have a first-time buyer program that they couple the downpayment assistance with a regular mortgage that covers the entire downpayment, and sometimes even the closing costs. So, you’re bringing in very little or no money down. Especially if the sellers are willing to pay some closing costs, then you literally can get in with no money down. Downpayment assistance differs from grant programs that are available as well. They can vary depending on the state, county, and even cities. And some cities and counties have grant programs available anywhere from a couple thousand dollars on up to thirty or forty thousand dollars that can help people get into a home based on their income, where they live, or where they’re going to live. And so it really is, takes away that barrier of buying a home with 20% down which allows people to get in very quickly, and not have to put off the home buying process.”

Since 1995, Ron Pippin has been helping first-time buyers get the right financing for the house that their family will call HOME.

Ron is the Branch Manager and Team Leader for The Pippin Team at Cardinal Financial in Ogden, Utah.  He has been listed in the top 3% of mortgage originators nationwide.  But more importantly, he’s been an Educator and Advocate for the thousands of families he’s helped navigate the home financing process. 

To listen to the full interview, visit https://influencersradio.com/ron-pippin

To learn more about Ron Pippin and The Pippin Team, visit https://www.pippinteam.mortgage/

Media Contact
Company Name: Influencers Radio
Contact Person: Rachel Allen
Email: Send Email
Phone: 713-242-1662
Country: United States
Website: https://influencersradio.com/ron-pippin/